North Carolina Rate Bureau

North Carolina Rate Bureau (NCRB) is a non-profit organization based in Raleigh, North Carolina. Established in 1977, NCRB is a rating bureau operating under the provisions of the General Statutes of North Carolina. NCRB provides services and programs for the insurance industry within North Carolina, focusing on automobile, property, and workers' compensation insurance. The organization also oversees the North Carolina Reinsurance Facility (NCRF), which aims to ensure the availability of auto liability insurance for eligible risks, collect the right premiums, process accurate claims, and minimize financial burdens on policyholders and companies. Additionally, NCRB houses the NC Insurance Guaranty Association (NCIGA), a statutory entity dedicated to safeguarding North Carolina insurance policyholders and claimants from significant financial losses or delays in claims payments resulting from insurer insolvency. For inquiries, you can visit NCRB's website at ncrb.org.