Center for Responsible Lending

The Center for Responsible Lending (CRL) is a non-partisan research and policy group based in Durham, North Carolina. The organization employs 41 people and operates as an affiliate of Self-Help, a nonprofit community development lender. CRL focuses its efforts on consumer lending, specifically mortgages, payday loans, credit cards, bank overdrafts, and auto loans. CRL's mission is to ensure that the nation's consumer finance system promotes and protects homeownership and family wealth. They achieve this by providing research and policy expertise to policymakers, educating consumers and the media about predatory lending practices, collaborating with national and local coalitions to advocate for change, and participating in legal cases to strengthen consumer protections. The Center for Responsible Lending distinguishes itself through its commitment to non-partisanship and its expertise in consumer lending. CRL's research and policy analysis provide valuable insights for policymakers seeking to create a more equitable and accessible financial system. Their educational initiatives empower consumers to make informed decisions about their finances, while their advocacy efforts work to dismantle predatory lending practices. For more information about CRL's work, please visit their website at www.responsiblelending.org, follow them on Twitter @CRLONLINE, or connect with them on Facebook at www.facebook.com/CenterforResponsibleLending.